| |
Heather
Holden, PhD
Wealth Advisor
 |
| |
Date:
Time:
|
|
|
 |
      |
|
|
| What's your investment style? |
|
|
|
|
Your investment style will likely change based on evolving personal objectives and financial circumstances.
What is your risk tolerance?
My Core Beliefs about Risk
I believe firmly that free markets efficiently set reasonably prices. In the long run, markets pay for risks taken. I use the finest research available to support each investment decision and let the markets do their work.
Markets everywhere have a history of rewarding investors for the capital they supply. Competition inherent in the market drive prices to fair value and ensures that no investor can expect greater returns without bearing greater risk.
Some investors strive to beat the market by taking advantage of supposed market inefficiencies and pricing mistakes as they attempt to predict the future.
The evidence is undeniable: returns come from risk. Gain is rarely accomplished without taking a chance, but not all risks carry a reliable reward.
Some risks are worth taking while others are not. History reveals that stocks have higher expected returns than fixed income; small company stocks have higher expected returns than large company stocks; and lower-priced "value" stocks have higher expected returns than higher-priced "growth" stocks.
With respect to fixed income, longer-term instruments tend to be riskier than shorter-term instruments and instruments of lower credit quality are riskier than instruments of higher credit quality.
|
| |
|
|
604-661-1523